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Scottish Friendly is the three- time reigning Capital Finance International Awards' 'Best Mutual Insurer in the UK' with over 150 years of experience.New to investing? No problem. Our free & simple product guides on our website are there to give you a transparent and concise walkthrough of our investment products..You can set up an ISA in minutes and keep track of your investment online, anywhere, anytime, with our desktop My Plans tool and mobile app. Visit us to find out more about a Scottish Friendly investment ISA today. Remember, the value of investments can go down as well as up so you could get back less than you've paid in. If you transfer out or make a withdrawal within the first 5 years a £50 exit fee applies.